Monday, January 5, 2009

Raise The LOAN TO BANK…?

These days, amenity in borrowing the money in bank is one of [the] very inveterate facility we meet. But there are some matters to be inculcated in mind your, if we like to borrowed the money :

its same loan not yet ever been is same of course in number payment.


Mean, loan might possibly is same have difference in the case of administration expense, rate of interest storey;level, such additional expenses and delay in payment penalty.Wrong interprate in inveterate society happened is, the two loan is equal to is same rate of interest and is same redemption duration, will finish the is same expense.Matter to the is not primary factor. The expense we finish to one loan might possibly differ because his loan type and how do that interest is calculated.Simple example of him, interest rate at a ordinary loan, level of Interest Rate to be paid, pursuant to [at] debt remain the not yet been paid.Became if quicker it paying, Interest Rate to be paid will be more small.This option compatible for the you have the money earnings erratic be like entrepreneur.Other side, you it is of course have heard the instalment fixed, banks apply the instalment system be like this where, Interest Rate calculated pursuant to full scale factor of his redemption duration and loan. Tell the instalment remain to 24 months, hence his Interest Rate is calculated by during 24 months. That of him cause named by the instalment remain to.Thus, even if you pay quicker it less than 24 months, is not meaning the you not necessarily pay [for] the Interest Rate during 24 months. imposed Interest Rate and have to be paid, is fixed calculated by during 24 months.This option more compatible possible for is difficulty which is cashflow montly revenue remain to be like employees.

Loan rate of interest and costs to be paid be in fact negotiation can with bank party.

Of course bank side will not advise this matter you except you have the consanquinity partner/family both for working in bank. banks offer the very attractive loan program to each;every product type loan which they make.Progressively assure your appearance bonafide, hence progressively easy to also you is other costs and also rate of interest negotiation which imposed.Draw up the external supporter document of formal identity letter and slip salary if exist, be like bank statement of company foreign company more peeped at, the document show you have credit record the cleanness, evidence document validate of asset be like properti, vehicle, SIUP/NPWP if needed etc.Invest the leeway to survey to some credible big banks, of the banks, narrow the choice you become 2-3 bank, pursuant to redemption scheme, rate of interest storey;level, flexibility, amenity, bonus, what is interesting very according to your.Ask to pertinent bank do they can give the offer which is is better to be compared to the bank kompetitor you which have visited. Use credit record you is as weapon for have negotiation. If you have accustomed or have have taken the loan, explain to bank because usually will be more be watered down.Can also, you offer to bank to charge directly of money of account as part of scheme redemption of loan. Core of it many of the matters you can use to economize your expenditure of moment raise the loan.

Bank is very hope you borrow the money, more than the you require.

Bank wish you think that they have had the goodness to by loaning the money you according to requirement. Be in fact, this [is] not [at] context how well is liver of of bank , but rather is one compulsion and procedure fixed, remember, bank have to channel the loan [so that/ to be] can maintain his business, as according to projection early attainment goals and year per his year. The bank too over-liquid will not give many advantages to owner share.In Indonesia there are 130 bank, where 11 between its are foreign bank, readily channel the loan to your. Even some banks have served proffering of other credits and credit card application which done online throughly internet.Thus think it over, don't feel the intimidation if we like to took loan of bank.congratulation raise the loan, during for productive purpose, why is don't?

0 comments:


Free Blogger Templates by Isnaini Dot Com and Real Estate. Powered by Blogger